== Fidelity == FXNAX:: US Bond Index Fund == Vanguard == VMMXX:: Prime Money Market Fund. Equivalent to "money market" bank account but w/out FDIC insurance. Currently 2.49% interest, rates adjusted quickly. VTSNX:: Total International Stock Index Fund. VINIX:: Institutional Index Fund. US-based of the above. Needs research: VTI/VOO:: Doubles every 3–5 or 5–10 years? VYM:: Better than S&P 500 returns == Schwab == SWWXX:: Schwab AMT Tax-Free Money Fund. Earnings incur no federal income tax. == Reading == * [[https://www.bogleheads.org/wiki/Three-fund_portfolio|Three-fund portfolio]]